Coverage =
Peace of Mind
Leaving a Legacy =Impact
We’re here to help you and your community…
Empowering Families. Closing the Wealth Gap. One Policy at a Time.
NextWise is a community-rooted initiative and mission-driven agency helping families protect what matters most, plan for the future, and build generational wealth — starting with affordable, accessible life insurance. Through free education workshops and local partnerships, we unlock the power of legacy planning and life insurance to close the gender and racial wealth gaps.
Final expense & legacy coverage
Free educational sessions for faith communities, senior centers, & senior living facilities
Culturally competent, community-first approach
More Than Just Policies. We’re Building a Movement.
Spread the Wealth
Every Family Should Have a Life Insurance Plan
Final Expenses · Legacy Planning · Economic Power
…But too many families are unprotected.
Here’s what we’re not taught — but need to know
1 in 2 adults have no life insurance — and most who do are underinsured.
Employer coverage isn’t enough, and many don’t even know their policy amount.
Final expenses average $10K+ — leaving loved ones stressed and unprepared.
Over 70% of U.S. wealth is inherited, making it the strongest driver of financial stability, health, life expectancy, and quality of life — yet only 10% of Black families receive an inheritance. Life insurance can change that.
Single Black and Latina women report just $200 and $100 in median wealth, respectively — compared to $15,640 for single white women and $28,900 for single white men. That’s why life insurance can be a powerful tool for closing both the gender and racial wealth gaps.
Coverage can cost less than $1/day — like a phone bill or one dinner out.
No GoFundMe, no debt — just protection and a lasting legacy.
Life insurance is the only guaranteed way to leave more than memories — it leaves power.
Our Model
3-Part Impact Framework
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Educate
Free, practical legacy and life insurance education
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Cover
Help families get quality, affordable coverage via top-line national carriers
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Empower
Train & support next-gen, culturally competent agents
&
Build partnerships with:
Faith Communities · Senior housing · Community centers · Libraries · Nonprofits
Partner or Book Us
Book a Free Consultation or Free Presentation & Community Talk
Whether you're an individual, church, senior center, or nonprofit — we offer 30–45 min free info sessions on:
Life insurance basics
Final expense planning
Estate & legacy considerations
We can also set you up with quotes to get your policy application submitted in 15 minutes or less, and your coverage starting the same or next day! No medical exam needed!
Carriers We Offer:
What our clients & partners are saying
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“After seeing loved ones struggle with GoFundMe during COVID, I knew I needed real coverage. NextWise made it simple, fast, and affordable. Now my family is protected.” — Jasmine T., 57
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"Michael from NextWise spoke at our church, and it changed everything. We’re now informed, insured, and building a legacy as a congregation.” - Rev. John H.
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"As a nurse retiring soon, I never thought I could leave anything behind. For under $50/month, I now have a $500K policy for my grandkids. That’s real peace of mind.” — Angela B., 73
“For less than $1 a day — or the cost of cable or one dinner out — you can cover your final expenses and leave behind $50,000 to $500,000 in legacy wealth to loved ones, your church, or even to your community. Life insurance isn’t just affordable or the wise choice — it’s power.”
Protect your family & community. Build wealth. Start your legacy today.
Get in touch
It all begins with a conversation with one of our trusted community agents.
Schedule your free consultation to get covered or to book a free life insurance education workshop for your organization. Or send us a message using the form below.
